All about business and money

All about business and money

Life insurance rates can vary depending on a few factors. One of these important factors has to do with age. Often people will say that it is better to purchase life insurance at an earlier age. People in their 20’s sometimes feel that they get a better rate in this age range than those in their 40’s or 50’s. While this may be true to some degree, your overall health is another important factor. Generally speaking, the older we get the more medical care we need, thus insurance premiums can and do rise.

Buying life or burial insurance at an earlier age can provide you with some benefits you might not have been aware of. For one, you can borrow some of your insurance’s cash value to supplement retirement, or even pay for a wedding. Many people are not aware of this potential benefit. The important thing to remember however, is that you must purchase this insurance earlier. For example, if you purchase it in your 20’s you can use it to your advantage to help off-set other...
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